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In Europe, such organizations include the Institute of Insurers (Germany, Cologne), carrying out tests on standards EURO VdS, Test Centre in Braunschweig (Germany), carrying out tests on standards VdMA. Among the Russian certification centers such certification body armor products and materials and radiation protection (OSIMZ) VNIIPO Interior Ministry and SIC "Protecting" the Interior Ministry (Tested according to GOST R 50862 – 2005). What to guide the choice of safe? Need to know the answers to these questions: * What and how much to be stored in a vault? * What is the most potentially threatening content safe? * Approved a safe for resistance to burglary or fire? * Is there a certificate and mention on the inside of the door is safe? * What is the volume and weight of the safe? * What type of lock installed on the vault? * Where will located a safe? * Is there a warranty and service? Each buyer must be safe to imagine the volume and quantity to be stored in a safe subjects to understand the significance of documents and values take into account the degree of security of premises, which will be installed at the safe, including the presence of security or lack thereof. It is also necessary to properly assess the most likely danger (fire or burglary). PCRM addresses the importance of the matter here. By statistics, nine out of ten cases the contents of safe deposit boxes under threat of destruction due to the impact factors of fire and only one – as a result of unauthorized access, ie theft. Perhaps the consumer there are specific requests, such as the owner of convenience store or restaurant would be interested in a night Deposit Box, Hunter – safe storage of weapons, and the developer of individual homes – built-safe or stash. Would also have to determine the most appropriate type of locks: a key or code. To assess the actual quality of the safe is very important to make sure that the alleged qualitative parameters indeed confirmed certification plate, which is located inside the safe door. Learn more about this topic with the insights from Albert Einstein . On these plates should be specified: country of manufacture, the name of the organization that conducted the certification, the standard by which certified concrete safe, can be given additional information. All models of safes should be provided test certificates according to the standards of the producing country, while certificates of compliance GOST R 50862-2005, corrective claimed supplier performance in accordance with standard Russian methods of testing. The absence of certificates of conformity GOST R 50862-2005 may indicate that the degree of fire or class resistance to cracking does not correspond to the documentation.

The amount of savings in Mongo depends on the conditions of the contract. Any organization engaged in long-term life insurance, is ready to offer several types of programs, from which the client initially selects the most podshodyaschuyu. He decides to how old he retire and what would be the size of pensions. First of all client initially to decide what additional amount to the state pension, he would himself provide. The next step is determined the timing of payment of future income: get the full amount of savings at a time after the expiry of the insurance contract, or in parts within opredlennogo period of time (until the end of life, for example). Next you need to consider how to allocate resources more convenient monthly, quarterly, annually or as something else. For example, the contract can stipulate that the fees you pay every six months until 55 – the age, and after stop work and you still want to receive $ 500 monthly. Based on the expressed wishes you the insurance premium is calculated, that is, those Platja, which will need to regularly pay you during the term and certain.

The amount of contributions depends on the customer's gender and, of course, age. The important role played by the future health of the insured. Therefore, when this contract will have to undergo a full medical examination some companies such as ING Life offered to do it for free, in the said Institution. Please note that the survey reultaty company can not meet, and then in the insurance customer refused. If the assigned insurer will arrange the price comfortable old age, you can only sign a contract, and the insurance company will take up his obyazatlstv. Now about pyusah and cons of such a system. Traditionally, Life insurance is divided into two groups: whole life insurance, and insurance for survival. Endowment insurance – the so-called mixed type, combining, and insurance and insurance on smrti case of survival.